It’s frustrating at every level of government,” said Democratic state Senator Henry Stern, who was part of a group of lawmakers who authored the legislation. “I feel like a failure on it, being quite frank.

A large chunk of the cost of rebuilding after the Los Angeles wildfires is likely to shift to insurance customers throughout the state, under a little-noticed rule change last year by California’s insurance regulator.

Gavin Newsom has targeted real estate speculators taking advantage of LA fire victims with an order banning unsolicited, undervalue property offers.