If you struggle with money — or you have a specific goal to save money going into the new year — following a budget can help ...

You can save time and hassle by using a premade budget worksheet. Sponsored Bank Accounts Some templates let you manually enter your information for free, or you can subscribe to a service that ...

The choice depends on your preferences, needs, and budget. Another factor to consider is whether to use a free or paid spreadsheet tool. Free tools are usually limited in functionality ...