An EPO is a type of health plan that offers a local network of doctors and hospitals for you to choose from but networks are generally larger than HMO networks. An EPO is usually more pocket-friendly than a PPO plan.

An EPO is a type of health plan that falls somewhere between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO) in terms of cost and flexibility. An EPO plan offers in-network coverage only and does not require referrals for specialty care.